Nippon India Banking & Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 3
Rating
Growth Option 21-02-2025
NAV ₹546.16(R) -0.39% ₹594.77(D) -0.39%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.51% 15.15% 13.75% 11.33% 11.48%
Direct 7.38% 16.1% 14.65% 12.18% 12.32%
Nifty Financial Services TRI 13.14% 10.79% 10.61% 12.89% 12.43%
SIP (XIRR) Regular -1.07% 14.54% 19.33% 15.48% 13.83%
Direct -0.25% 15.5% 20.33% 16.37% 14.68%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.28 0.63 5.37% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.33% -16.57% -12.81% 0.91 9.42%
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
Nippon India Banking & Financial Services Fund - IDCW Option 62.58
-0.2500
-0.3900%
Nippon India Banking & Financial Services Fund- DIRECT Plan - IDCW Option 93.13
-0.3700
-0.3900%
Nippon India Banking & Financial Services Fund-Growth Plan-Growth Option 546.16
-2.1600
-0.3900%
Nippon India Banking & Financial Services Fund-Growth Plan-Bonus Option 546.16
-2.1600
-0.3900%
Nippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Bonus Option 594.77
-2.3400
-0.3900%
Nippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Growth Option 594.77
-2.3400
-0.3900%

Review Date: 21-02-2025

Nippon India Banking & Financial Services Fund has exhibited good performance in the Banking and Financial Services Fund category. The fund has rank of 3 out of 14 funds in the category. The fund has delivered return of 6.51% in 1 year, 15.15% in 3 years, 13.75% in 5 years and 11.48% in 10 years. The category average for the same periods is 4.8%, 12.93%, 11.24% and 11.06% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 14.33, VaR of -16.57, Average Drawdown of -4.44, Semi Deviation of 9.42 and Max Drawdown of -12.81. The category average for the same parameters is 14.57, -17.14, -4.93, 9.49 and -13.65 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Financial Services Fund direct growth option would have grown to ₹10738.0 in 1 year, ₹15648.0 in 3 years and ₹19807.0 in 5 years as of today (21-02-2025).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Financial Services Fund direct growth option would have grown to ₹11984.0 in 1 year, ₹45336.0 in 3 years and ₹99581.0 in 5 years as of today (21-02-2025).
  3. standard deviation of 14.33 and based on VaR one can expect to lose more than -16.57% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.49 which shows very good performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.86, Beta of 0.91 and Jensen's Alpha of 5.37% which exhibit very good performance in the banking and financial services fund category .


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.67 2.80
-0.58
-4.18 | 1.33 5 | 21 Very Good
3M Return % -2.37 -0.39
-3.44
-7.09 | 0.67 7 | 21 Good
6M Return % -3.95 0.22
-4.95
-15.70 | 2.93 9 | 21 Good
1Y Return % 6.51 13.14
4.80
-10.07 | 14.98 8 | 20 Good
3Y Return % 15.15 10.79
12.93
9.45 | 15.85 3 | 14 Very Good
5Y Return % 13.75 10.61
11.24
8.16 | 13.75 1 | 11 Very Good
7Y Return % 11.33 12.89
11.06
6.83 | 13.83 6 | 11 Good
10Y Return % 11.48 12.43
11.06
9.12 | 12.61 5 | 8 Average
15Y Return % 14.48 14.71
13.70
11.40 | 15.28 3 | 5 Good
1Y SIP Return % -1.07
-3.66
-18.51 | 8.61 6 | 20 Good
3Y SIP Return % 14.54
12.31
5.65 | 16.49 3 | 14 Very Good
5Y SIP Return % 19.33
15.54
10.67 | 19.33 1 | 11 Very Good
7Y SIP Return % 15.48
13.39
9.54 | 15.57 2 | 11 Very Good
10Y SIP Return % 13.83
12.81
10.86 | 14.44 3 | 8 Good
15Y SIP Return % 13.92
13.50
11.08 | 14.56 3 | 5 Good
Standard Deviation 14.33
14.57
13.33 | 15.68 4 | 13 Very Good
Semi Deviation 9.42
9.49
8.92 | 10.33 7 | 13 Good
Max Drawdown % -12.81
-13.65
-16.38 | -11.54 3 | 13 Very Good
VaR 1 Y % -16.57
-17.14
-20.66 | -14.36 5 | 13 Good
Average Drawdown % -4.44
-4.93
-5.70 | -4.02 3 | 13 Very Good
Sharpe Ratio 0.49
0.35
0.14 | 0.55 4 | 13 Very Good
Sterling Ratio 0.63
0.52
0.40 | 0.67 3 | 13 Very Good
Sortino Ratio 0.28
0.21
0.11 | 0.32 3 | 13 Very Good
Jensen Alpha % 5.37
3.17
-0.37 | 6.51 4 | 13 Very Good
Treynor Ratio 0.08
0.06
0.02 | 0.09 4 | 13 Very Good
Modigliani Square Measure % 14.57
12.36
8.76 | 15.29 4 | 13 Very Good
Alpha % 4.54
2.52
-0.58 | 5.61 3 | 13 Very Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.74 2.80 -0.47 -4.05 | 1.45 5 | 21
3M Return % -2.17 -0.39 -3.11 -6.64 | 1.05 8 | 21
6M Return % -3.55 0.22 -4.30 -15.00 | 3.70 9 | 21
1Y Return % 7.38 13.14 6.23 -8.59 | 16.70 9 | 20
3Y Return % 16.10 10.79 14.35 10.96 | 17.42 3 | 14
5Y Return % 14.65 10.61 12.48 9.58 | 15.10 2 | 11
7Y Return % 12.18 12.89 12.27 8.17 | 15.16 6 | 11
10Y Return % 12.32 12.43 12.20 10.28 | 14.31 5 | 8
1Y SIP Return % -0.25 -2.32 -17.14 | 10.26 7 | 20
3Y SIP Return % 15.50 13.74 7.28 | 18.10 4 | 14
5Y SIP Return % 20.33 16.89 12.29 | 20.33 1 | 11
7Y SIP Return % 16.37 14.64 11.00 | 17.12 3 | 11
10Y SIP Return % 14.68 13.95 12.02 | 16.04 3 | 8
Standard Deviation 14.33 14.57 13.33 | 15.68 4 | 13
Semi Deviation 9.42 9.49 8.92 | 10.33 7 | 13
Max Drawdown % -12.81 -13.65 -16.38 | -11.54 3 | 13
VaR 1 Y % -16.57 -17.14 -20.66 | -14.36 5 | 13
Average Drawdown % -4.44 -4.93 -5.70 | -4.02 3 | 13
Sharpe Ratio 0.49 0.35 0.14 | 0.55 4 | 13
Sterling Ratio 0.63 0.52 0.40 | 0.67 3 | 13
Sortino Ratio 0.28 0.21 0.11 | 0.32 3 | 13
Jensen Alpha % 5.37 3.17 -0.37 | 6.51 4 | 13
Treynor Ratio 0.08 0.06 0.02 | 0.09 4 | 13
Modigliani Square Measure % 14.57 12.36 8.76 | 15.29 4 | 13
Alpha % 4.54 2.52 -0.58 | 5.61 3 | 13
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.39 ₹ 9,961.00 -0.39 ₹ 9,961.00
1W -0.07 ₹ 9,993.00 -0.06 ₹ 9,994.00
1M 0.67 ₹ 10,067.00 0.74 ₹ 10,074.00
3M -2.37 ₹ 9,763.00 -2.17 ₹ 9,783.00
6M -3.95 ₹ 9,605.00 -3.55 ₹ 9,645.00
1Y 6.51 ₹ 10,651.00 7.38 ₹ 10,738.00
3Y 15.15 ₹ 15,267.00 16.10 ₹ 15,648.00
5Y 13.75 ₹ 19,047.00 14.65 ₹ 19,807.00
7Y 11.33 ₹ 21,200.00 12.18 ₹ 22,355.00
10Y 11.48 ₹ 29,647.00 12.32 ₹ 31,970.00
15Y 14.48 ₹ 76,010.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -1.07 ₹ 11,930.22 -0.25 ₹ 11,983.98
3Y ₹ 36000 14.54 ₹ 44,716.75 15.50 ₹ 45,335.70
5Y ₹ 60000 19.33 ₹ 97,193.10 20.33 ₹ 99,581.40
7Y ₹ 84000 15.48 ₹ 145,984.69 16.37 ₹ 150,681.55
10Y ₹ 120000 13.83 ₹ 247,207.56 14.68 ₹ 258,869.52
15Y ₹ 180000 13.92 ₹ 561,864.24 ₹


Date Nippon India Banking & Financial Services Fund NAV Regular Growth Nippon India Banking & Financial Services Fund NAV Direct Growth
21-02-2025 546.1602 594.7653
20-02-2025 548.3236 597.1074
19-02-2025 550.5926 599.5654
18-02-2025 545.7986 594.3313
17-02-2025 547.1202 595.7565
14-02-2025 546.5555 595.0998
13-02-2025 551.6114 600.5907
12-02-2025 549.317 598.0787
11-02-2025 547.4174 595.997
10-02-2025 555.7456 605.0506
07-02-2025 561.3848 611.1483
06-02-2025 562.454 612.2984
05-02-2025 563.2925 613.1972
04-02-2025 560.6053 610.2581
03-02-2025 550.3568 599.0882
31-01-2025 552.1251 600.9729
30-01-2025 548.6703 597.1989
29-01-2025 547.4825 595.8924
28-01-2025 540.2019 587.9547
27-01-2025 533.3435 580.4768
24-01-2025 538.3501 585.8859
23-01-2025 542.5032 590.3923
22-01-2025 543.2115 591.1497
21-01-2025 542.5413 590.4068

Fund Launch Date: 08/May/2003
Fund Category: Banking and Financial Fund
Investment Objective: Nippon India Banking Fund is a focused banking and financial services sectororiented fund investing across market caps within the sector. The fund is welldiversified across sub segments like Private Banks, PSUs, NBFCs, Housing FinCo ™s, Broking houses, etc. The fund endeavors to generate superior alphathrough active fund management. The alpha generation is attempted throughtactical allocation across various sub segments and differentiated investmentideas. The fund thus attempts to lower risk through diversification whileretaining the alpha creation potential.
Fund Description: An open ended equity scheme investing in Banking sector
Fund Benchmark: Nifty Bank Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.